The holiday season is upon us, and that means spending money is a little too easy. Whether it’s a few dollars here or a big investment there, before you know it you are overspending. Instead of starting the holidays with spending binges (like on Black Friday, for instance), begin by getting your finances in order and your habits under control. Here are a few tips that will help make your purchases really count.

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There are many reasons why we spend so much money in the summertime than during the year. The weather is beautiful and the kids are out of school, creating a perfect opportunity to break the bank on family activities like a day trip to the kids favorite water park. That same beautiful weather makes us all decide we need a whole new wardrobe, and somehow we always surpass the intended budget.